By Drs. Les and Leslie Parrott You’ve weighed your career decisions, filtered your values and what’s most important to you, and decided on a job that will help you not only bring in a good income, but also balance those values and pursuits in the best possible way for your family–or so you thought. Suddenly, you’re getting outside pressure from your spouse to up your game…and you’re not sure where it’s coming from. Money is a hot-button issue in most marriages, but the it tends to really hit a nerve where individual income is concerned. Whether one or both spouses is working, it’s not uncommon for at least one person in a marriage to feel like the other should be bringing in more money. Visiting https://www.sofi.com/invest/ would provide you with an avenue for generating more income. If your spouse wants you to earn a better salary, there are probably multiple reasons for this–and you might need to dig deep to pinpoint some of them. Today, we’ll explore some of the motivations for one spouse pressuring the other to raise their income, and a few ways you can approach the issue together. Chances are, you and your spouse share more common ground than you realize when it comes to your dreams for the future and your desires for your family’s security.
WHAT’S YOUR ANGLE?
It’s painful to realize that your and your spouse’s life dreams are out of sync. A great place to start exploring your differing viewpoints is to try to understand where your spouse is coming from. Did your spouse come from a family of origin that placed a high value on material possessions, job security, or a certain income level? Does he or she want a higher level of income for more freedom, more opportunities, or the chance to travel and have experiences that require extra money? Is he or she hoping to spend more time at home with the children? Or does your spouse want to pursue a degree that requires him or her to work fewer hours in the meantime? Understanding your spouse’s motivations will give you empathy as you attempt to approach the situation in a constructive way. Most likely, your spouse isn’t trying to be destructive by asking for more money, but their emotions around the subject might prevent them from seeing your side of the coin. Now that you know where his or her mind is, you can make your case more effectively. Does your spouse realize what you’d be saying “no” to if you said “yes” to a more demanding job? Maybe you work a job that affords you plenty of time with your spouse or your children, and you don’t want to give that up in favor of overtime or a more demanding position. Or you might have chosen your current job because it’s a means to an end that allows you to pursue your true passion on the side–a job that, if you gave it up, would prevent you from pursuing your dream. Explain to your spouse what he or she (or your family) stands to lose if you take a higher-paying job. Maybe you currently provide them with quality time you’d be giving up, or you might have responsibilities at home you’ll no longer be able to maintain.
WEIGHING THE PROS AND CONS
Work together to identify and weigh the pros and cons of you bringing in a larger income. You can get everything in front of you by dividing a piece of paper into “Pro” and “Con” columns, then making notes on each of your stances. Remember to value your relationships with one another and your children over financial resources, and check in with yourselves to make sure your priorities are in order. More importantly, don’t assume your spouse has his or her priorities mixed up; he or she might want more money for the family to take adventure trips or have special experiences together that you currently can’t afford. It’s important to remember you might just have different ideas of what you can accomplish together, based on your income. As you make your list of pros and cons, you’ll probably find that you have many more dreams and desires in common than you realized before, even though this issue feels highly polarized. And your spouse may bring motivations to light that he or she didn’t know how to put into words before. If you can both get to the crux of why raising your income is so important, you’ll stand a better chance of pursuing a constructive solution.
FINDING A MUTUALLY-BENEFICIAL SOLUTION
Once the two of you have hashed out your motivations and dreams for your family’s finances, you can land on a solution that works for you both. If your spouse is craving a sense of financial security–perhaps because of fears stemming from a financially insecure childhood–work together to create a plan that provides more emotional safety. This might involve finding a way to get extra money into savings, or having a solid fallback plan if your current career is uncertain. Your spouse also needs to be willing to become a part of meeting those security needs in a way that works for your family so all the burden isn’t resting on your shoulders. Taking ownership of that fear of financial crisis will, ultimately, make your spouse feel more confident and peaceful about the family’s finances. If your spouse’s motivations tend to be more material in nature, consider whether your values line up enough to pursue a higher-paying job–but don’t get into the frenzy of trying to achieve a lifestyle that doesn’t fit what you deeply value. If the idea of a weightier job doesn’t work for you, the two of you might agree instead on a contained amount of overtime that will help you achieve specific financial goals, like taking that vacation you’ve been talking about. And if your spouse simply can’t let go of that higher-income dream, you can offer to commit more time to responsibilities at home to allow him or her to take on earning that extra money. Compromises are often needed in this situation. For example, if one stay at home parent wants to earn money like the working parent is then a compromise that sees them staying at home while earning money on the side is needed. They could invest in stocks or Bitcoin and then make money by selling bitcoin to paypal. This way they can earn some money while looking after the home. You both have good reasons for choosing the stances you’ve taken regarding earnings and career pursuits. And it’s always possible that your spouse is making a legitimate case for you to pursue a higher income. As the two of you explore your individual situation, we encourage you to each take an honest, objective evaluation of yourself, your career, and your family’s income and material needs to determine your next steps. If you would like help with your marriage, relationship, or to have premarital counseling, please contact CornerStone Family Services at 614-459-3003 to talk with a counselor or life-coach.